How SBA Loans Work: The Complete 2026 Guide
Everything you need to know about SBA 7(a), 504, Express, and Microloans — who qualifies, down payment requirements, current rates, terms, and the full timeline from application to funding.
The SBA Clarity Blog
Clear, practical guidance on SBA loans, business acquisition, and the path from employee to owner.
Everything you need to know about SBA 7(a), 504, Express, and Microloans — who qualifies, down payment requirements, current rates, terms, and the full timeline from application to funding.
From essential services to healthcare to home services — a curated look at the business categories that lenders love and buyers profit from.
Cut through the noise. The real credit scores, down payment amounts, experience expectations, DSCR thresholds, and documents lenders want to see.
The SBA 7(a) loan makes it possible to acquire a profitable business with just 10% out of pocket. Here is exactly how the math works and what qualifies.
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